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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 TWO PICKWICK PLAZA · GREENWICH, CT 06830 | Advisory (Participants) | $51,057 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY Service code 26 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Participants) | $35,003 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB Service code 26 · EIN 94-1737782 | Advisory (Participants) | $34,385 |
USI CONSULTING GROUP1 year Filed as: USI ADVISORS INC Service code 27 95 GLASTONBURY LBVD · GLASTONBURY, CT 06033 | Advisory (Plan) | $22,173 |
Filed as: MASS MUTUAL (GREAT WEST LIFE) Service code 15 · EIN 84-0467907 | Recordkeeping | $9,084 |
ASCENSUS LLC1 year Filed as: ASCENSUS HOLDINGS INC DBA FUTUREPLA Service code 13 101 W BROADWAY STE 1420 · SAN DIEGO, CA 92101 | Contract Administrator | $5,426 |
HOOPOE1 year Service code 26 603 MASSACHUSETTS AVENUE · BOSTON, MA 02118 | Advisory (Participants) | $5,087 |
ASCENSUS LLC1 year Filed as: ASCENSUS HOLDINGS DBA FUTUREPLAN Service code 13 | Contract Administrator | $4,683 |
Filed as: EMPOWER ANNUITY INSRUANCE CO OF AME Service code 15 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping | $1,808 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,218 | $46,325+183.3% | $143,788-8.7% | $64,814+102.5% |
| Participation rate | 100.0% | 64.2%+35.8pp | 80.3%+19.7pp | 71.5%+28.5pp |
| Annual return | -2.27% | -10.05%+7.8pp | -0.03%-2.2pp | 32.84%-35.1pp |
| Employer contribution / active EE | $11,134 | $1,911+482.6% | $4,952+124.9% | $2,507+344.2% |
| Participant deferral / active EE | $7,967 | $2,647+201.0% | $5,638+41.3% | $4,310+84.8% |
| Admin fee / account holder | $387 | $154+151.4% | $14,675-97.4% | $188+105.9% |