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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 TWO PICKWICK PLAZA, 4TH FLOOR · GREENWICH, CT 06830 | Advisory (Participants) | $42,238 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,839 | $47,977+141.4% | $154,111-24.8% | $56,287+105.8% |
| Participation rate | 93.1% | 66.2%+26.9pp | 83.0%+10.0pp | 69.9%+23.2pp |
| Annual return | -0.96% | 3.54%-4.5pp | 735.18%-736.1pp | -9.96%+9.0pp |
| Employer contribution / active EE | $9,695 | $2,169+347.0% | $5,298+83.0% | $2,111+359.2% |
| Participant deferral / active EE | $6,846 | $2,392+186.2% | $5,081+34.7% | $3,350+104.4% |
| Admin fee / account holder | $765 | $438+74.5% | $13,411-94.3% | $521+46.8% |