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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 TWO PICKWICK PLAZA, 4TH FLOOR · GREENWICH, CT 06830 | Advisory (Participants) | $27,558 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,229 | $46,732+127.3% | $156,551-32.1% | $55,167+92.6% |
| Participation rate | 98.0% | 65.8%+32.2pp | 84.0%+14.0pp | 69.0%+29.0pp |
| Annual return | 52.08% | 17.72%+34.4pp | 32.23%+19.9pp | 169.23%-117.1pp |
| Employer contribution / active EE | $9,638 | $2,105+357.8% | $5,501+75.2% | $1,963+391.1% |
| Participant deferral / active EE | $6,867 | $2,204+211.5% | $4,871+41.0% | $3,054+124.8% |
| Admin fee / account holder | $541 | $418+29.2% | $13,028-95.8% | $504+7.3% |