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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,518 | $154,228-8.2% | $145,433-2.7% | $137,256+3.1% |
| Participation rate | 85.0% | 83.8%+1.2pp | 82.1%+2.9pp | 80.0%+5.0pp |
| Annual return | 16.14% | 74.59%-58.4pp | 66.58%-50.4pp | 220.34%-204.2pp |
| Employer contribution / active EE | $9,551 | $4,804+98.8% | $4,554+109.7% | $4,156+129.8% |
| Participant deferral / active EE | $15,362 | $8,216+87.0% | $7,897+94.5% | $6,407+139.8% |
| Admin fee / account holder | $2,832 | $14,344-80.3% | $13,129-78.4% | $12,270-76.9% |