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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,518 | $162,136-12.7% | $152,301-7.1% | $154,746-8.5% |
| Participation rate | 85.0% | 84.1%+0.9pp | 82.4%+2.6pp | 80.7%+4.3pp |
| Annual return | 16.14% | 91.02%-74.9pp | 80.50%-64.4pp | 172.34%-156.2pp |
| Employer contribution / active EE | $9,551 | $4,890+95.3% | $4,624+106.5% | $4,379+118.1% |
| Participant deferral / active EE | $15,362 | $8,341+84.2% | $8,004+91.9% | $6,730+128.2% |
| Admin fee / account holder | $2,832 | $15,759-82.0% | $14,398-80.3% | $14,365-80.3% |