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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,296 | $148,582-21.7% | $135,942-14.5% | $139,456-16.6% |
| Participation rate | 94.1% | 83.9%+10.3pp | 81.9%+12.2pp | 80.3%+13.8pp |
| Annual return | 21.15% | 79.26%-58.1pp | 68.28%-47.1pp | 373.45%-352.3pp |
| Employer contribution / active EE | $9,990 | $5,245+90.5% | $4,858+105.7% | $4,753+110.2% |
| Participant deferral / active EE | $14,864 | $8,101+83.5% | $7,759+91.6% | $6,711+121.5% |
| Admin fee / account holder | $13,368 | $12,402+7.8% | $10,764+24.2% | $11,407+17.2% |