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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,156 | $138,102-10.1% | $125,381-1.0% | $134,532-7.7% |
| Participation rate | 64.3% | 84.5%-20.2pp | 82.4%-18.1pp | 81.2%-16.9pp |
| Annual return | -14.72% | 750.73%-765.4pp | 572.31%-587.0pp | 418.27%-433.0pp |
| Employer contribution / active EE | $8,531 | $5,245+62.6% | $4,815+77.2% | $4,741+79.9% |
| Participant deferral / active EE | $13,018 | $7,801+66.9% | $7,448+74.8% | $6,401+103.4% |
| Admin fee / account holder | $2,433 | $11,568-79.0% | $10,007-75.7% | $11,429-78.7% |