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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,481 | $105,198+121.0% | $159,455+45.8% | $85,856+170.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 17.13% | 45.08%-27.9pp | 263.63%-246.5pp | 318.58%-301.5pp |
| Employer contribution / active EE | $15,322 | $3,319+361.7% | $4,830+217.2% | $2,565+497.3% |
| Participant deferral / active EE | $13,397 | $5,946+125.3% | $7,353+82.2% | $3,952+239.0% |
| Admin fee / account holder | $5,265 | $6,934-24.1% | $10,800-51.3% | $6,261-15.9% |