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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,928 | $76,552+112.8% | $123,893+31.5% | $62,891+159.1% |
| Participation rate | 96.0% | 73.0%+23.0pp | 81.4%+14.6pp | 69.3%+26.7pp |
| Annual return | 10.68% | 18.68%-8.0pp | 47.52%-36.8pp | 20.14%-9.5pp |
| Employer contribution / active EE | $12,585 | $2,883+336.6% | $4,617+172.6% | $2,281+451.8% |
| Participant deferral / active EE | $6,376 | $4,840+31.7% | $5,984+6.5% | $3,203+99.1% |
| Admin fee / account holder | $8,582 | $4,826+77.8% | $8,357+2.7% | $4,296+99.8% |