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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,274 | $77,816+133.0% | $123,549+46.7% | $64,181+182.4% |
| Participation rate | 96.4% | 74.7%+21.7pp | 82.3%+14.1pp | 69.6%+26.9pp |
| Annual return | -6.72% | 12.49%-19.2pp | 119.20%-125.9pp | 7.63%-14.3pp |
| Employer contribution / active EE | $12,956 | $3,014+329.9% | $4,628+180.0% | $2,381+444.2% |
| Participant deferral / active EE | $10,243 | $5,240+95.5% | $6,426+59.4% | $3,470+195.2% |
| Admin fee / account holder | $4,726 | $5,519-14.4% | $9,284-49.1% | $4,887-3.3% |