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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,272 | $82,674+174.9% | $125,363+81.3% | $68,495+231.8% |
| Participation rate | 97.7% | 75.0%+22.7pp | 82.4%+15.4pp | 67.9%+29.8pp |
| Annual return | -13.15% | -5.97%-7.2pp | 572.15%-585.3pp | -7.84%-5.3pp |
| Employer contribution / active EE | $14,167 | $3,382+318.9% | $4,815+194.2% | $2,596+445.6% |
| Participant deferral / active EE | $12,259 | $6,111+100.6% | $7,447+64.6% | $4,028+204.4% |
| Admin fee / account holder | $7,040 | $6,276+12.2% | $10,005-29.6% | $5,403+30.3% |