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| Provider | Service type | Compensation |
|---|---|---|
PENTEGRA SERVICES, INC.3+ years Filed as: PENTEGRA SERVICES Service code 15 · EIN 13-3745616 | Recordkeeping | $14,060 |
RELIANCE TRUST COMPANY1 year Service code 19 · EIN 58-1428634 | Securities Custodian | $1,085 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,518 | $95,383-70.1% | $185,837-84.7% | $85,856-66.8% |
| Participation rate | 98.8% | 68.8%+30.0pp | 81.7%+17.1pp | 69.3%+29.5pp |
| Annual return | 11.64% | 23.59%-11.9pp | 122.08%-110.4pp | 318.58%-306.9pp |
| Employer contribution / active EE | $1,166 | $3,313-64.8% | $5,168-77.4% | $2,565-54.5% |
| Participant deferral / active EE | $4,531 | $3,423+32.4% | $5,568-18.6% | $3,952+14.7% |
| Admin fee / account holder | $100 | $7,213-98.6% | $16,241-99.4% | $6,261-98.4% |