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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,012 | $154,159+5.1% | $130,026+24.6% | $139,456+16.2% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.5%-28.5pp | 80.3%-30.3pp |
| Annual return | 11.20% | 32.50%-21.3pp | -137.26%+148.5pp | 373.45%-362.2pp |
| Employer contribution / active EE | $1,357 | $5,292-74.4% | $4,321-68.6% | $4,753-71.4% |
| Participant deferral / active EE | $1,979 | $6,710-70.5% | $5,821-66.0% | $6,711-70.5% |
| Admin fee / account holder | $76,106 | $14,001+443.6% | $10,608+617.4% | $11,407+567.2% |