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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,232 | $142,392+29.4% | $119,622+54.0% | $134,532+36.9% |
| Participation rate | 57.1% | 82.8%-25.7pp | 79.3%-22.1pp | 81.2%-24.1pp |
| Annual return | -16.66% | -12.46%-4.2pp | -14.98%-1.7pp | 418.27%-434.9pp |
| Employer contribution / active EE | $1,280 | $5,224-75.5% | $4,232-69.7% | $4,741-73.0% |
| Participant deferral / active EE | $2,033 | $6,467-68.6% | $5,601-63.7% | $6,401-68.2% |
| Admin fee / account holder | $1,070 | $13,593-92.1% | $10,328-89.6% | $11,429-90.6% |