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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,029 | $144,130+15.9% | $117,861+41.7% | $147,586+13.2% |
| Participation rate | 70.0% | 83.4%-13.4pp | 79.7%-9.7pp | 82.8%-12.8pp |
| Annual return | 14.83% | 531.20%-516.4pp | 335.11%-320.3pp | 578.59%-563.8pp |
| Employer contribution / active EE | $1,450 | $4,897-70.4% | $3,786-61.7% | $4,876-70.3% |
| Participant deferral / active EE | $3,995 | $5,316-24.9% | $4,482-10.9% | $5,439-26.6% |
| Admin fee / account holder | $10,186 | $10,887-6.4% | $8,021+27.0% | $10,886-6.4% |