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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,346 | $135,645+22.6% | $110,243+50.9% | $135,379+22.9% |
| Participation rate | 62.5% | 83.5%-21.0pp | 79.8%-17.3pp | 82.6%-20.1pp |
| Annual return | -5.85% | 513.24%-519.1pp | 314.76%-320.6pp | 519.79%-525.6pp |
| Employer contribution / active EE | $1,419 | $4,907-71.1% | $3,827-62.9% | $4,779-70.3% |
| Participant deferral / active EE | $3,163 | $5,507-42.6% | $4,672-32.3% | $5,609-43.6% |
| Admin fee / account holder | $31,005 | $11,458+170.6% | $8,548+262.7% | $10,828+186.3% |