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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,646 | $112,729-8.1% | $98,716+5.0% | $137,256-24.5% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 10.84% | 38.48%-27.6pp | 31.81%-21.0pp | 220.34%-209.5pp |
| Employer contribution / active EE | $2,179 | $2,725-20.1% | $2,279-4.4% | $4,156-47.6% |
| Participant deferral / active EE | $11,607 | $4,640+150.2% | $4,048+186.8% | $6,407+81.2% |
| Admin fee / account holder | $2,627 | $10,129-74.1% | $8,703-69.8% | $12,270-78.6% |