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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,758 | $95,915-8.5% | $79,580+10.3% | $134,532-34.8% |
| Participation rate | 69.2% | 75.0%-5.8pp | 69.5%-0.3pp | 81.2%-12.0pp |
| Annual return | -16.74% | -2.71%-14.0pp | 0.15%-16.9pp | 418.27%-435.0pp |
| Employer contribution / active EE | $1,241 | $3,129-60.4% | $2,413-48.6% | $4,741-73.8% |
| Participant deferral / active EE | $6,361 | $4,693+35.5% | $3,985+59.6% | $6,401-0.6% |
| Admin fee / account holder | $531 | $9,132-94.2% | $6,835-92.2% | $11,429-95.4% |