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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,296 | $112,935+13.6% | $90,970+41.0% | $158,966-19.3% |
| Participation rate | 83.3% | 74.7%+8.6pp | 69.0%+14.3pp | 82.0%+1.4pp |
| Annual return | -17.89% | 215.79%-233.7pp | 134.58%-152.5pp | 302.95%-320.8pp |
| Employer contribution / active EE | $5,273 | $2,895+82.2% | $2,122+148.4% | $4,762+10.7% |
| Participant deferral / active EE | $18,855 | $4,129+356.7% | $3,373+458.9% | $5,983+215.1% |
| Admin fee / account holder | $422 | $8,045-94.8% | $5,960-92.9% | $11,250-96.2% |