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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,646 | $115,225-10.0% | $100,712+2.9% | $138,895-25.4% |
| Participation rate | 80.0% | 74.3%+5.7pp | 69.3%+10.7pp | 79.9%+0.1pp |
| Annual return | 10.84% | 40.35%-29.5pp | 33.27%-22.4pp | 145.39%-134.6pp |
| Employer contribution / active EE | $2,179 | $2,771-21.4% | $2,313-5.8% | $4,194-48.1% |
| Participant deferral / active EE | $11,607 | $4,699+147.0% | $4,085+184.1% | $6,396+81.5% |
| Admin fee / account holder | $2,627 | $10,844-75.8% | $9,256-71.6% | $12,562-79.1% |