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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,641 | $88,754-26.0% | $81,820-19.8% | $145,877-55.0% |
| Participation rate | 43.5% | 75.1%-31.6pp | 72.4%-28.9pp | 80.3%-36.8pp |
| Annual return | 18.47% | 1031.77%-1013.3pp | 777.93%-759.5pp | 551.28%-532.8pp |
| Employer contribution / active EE | $1,267 | $3,085-58.9% | $2,915-56.5% | $4,663-72.8% |
| Participant deferral / active EE | $3,079 | $4,648-33.7% | $4,323-28.8% | $6,691-54.0% |
| Admin fee / account holder | $16 | $8,424-99.8% | $7,391-99.8% | $13,402-99.9% |