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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,823 | $92,766-42.0% | $82,763-35.0% | $134,545-60.0% |
| Participation rate | 57.1% | 75.2%-18.1pp | 72.6%-15.4pp | 81.2%-24.1pp |
| Annual return | -15.40% | 946.97%-962.4pp | 702.45%-717.8pp | 418.37%-433.8pp |
| Employer contribution / active EE | $2,184 | $3,273-33.3% | $3,008-27.4% | $4,742-53.9% |
| Participant deferral / active EE | $7,514 | $4,802+56.5% | $4,395+71.0% | $6,401+17.4% |
| Admin fee / account holder | $6 | $5,978-99.9% | $5,325-99.9% | $11,431-99.9% |