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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,751 | $100,938-57.6% | $90,461-52.7% | $158,982-73.1% |
| Participation rate | 58.3% | 75.0%-16.7pp | 72.7%-14.4pp | 82.0%-23.6pp |
| Annual return | 15.87% | 1727.20%-1711.3pp | 1294.76%-1278.9pp | 302.99%-287.1pp |
| Employer contribution / active EE | $1,714 | $3,691-53.6% | $3,264-47.5% | $4,763-64.0% |
| Participant deferral / active EE | $4,078 | $4,350-6.2% | $3,964+2.9% | $5,983-31.8% |
| Admin fee / account holder | $4 | $6,510-99.9% | $5,617-99.9% | $11,252-100.0% |