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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,856 | $109,872-51.9% | $98,483-46.3% | $167,536-68.5% |
| Participation rate | 53.8% | 75.8%-22.0pp | 73.3%-19.5pp | 82.1%-28.3pp |
| Annual return | 15.65% | 1959.31%-1943.7pp | 1494.38%-1478.7pp | 478.82%-463.2pp |
| Employer contribution / active EE | $1,686 | $3,225-47.7% | $2,961-43.1% | $4,839-65.2% |
| Participant deferral / active EE | $4,482 | $4,673-4.1% | $4,276+4.8% | $6,342-29.3% |
| Admin fee / account holder | $7 | $6,757-99.9% | $5,953-99.9% | $12,315-99.9% |