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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,651 | $90,607-75.0% | $79,467-71.5% | $135,380-83.3% |
| Participation rate | 54.5% | 76.0%-21.5pp | 73.3%-18.8pp | 82.6%-28.1pp |
| Annual return | -7.64% | 977.74%-985.4pp | 718.30%-725.9pp | 519.81%-527.4pp |
| Employer contribution / active EE | $1,331 | $3,068-56.6% | $2,800-52.5% | $4,779-72.2% |
| Participant deferral / active EE | $4,320 | $4,050+6.7% | $3,704+16.6% | $5,609-23.0% |
| Admin fee / account holder | $2,097 | $5,895-64.4% | $5,104-58.9% | $10,828-80.6% |