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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,239 | $105,856-62.9% | $90,161-56.5% | $147,586-73.4% |
| Participation rate | 90.0% | 79.7%+10.3pp | 76.9%+13.1pp | 82.8%+7.2pp |
| Annual return | 14.72% | 37.63%-22.9pp | 34.89%-20.2pp | 578.59%-563.9pp |
| Employer contribution / active EE | $350 | $4,126-91.5% | $3,318-89.5% | $4,876-92.8% |
| Participant deferral / active EE | $4,955 | $5,733-13.6% | $5,287-6.3% | $5,439-8.9% |
| Admin fee / account holder | $5,528 | $8,046-31.3% | $5,943-7.0% | $10,886-49.2% |