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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,802 | $107,941-47.4% | $91,994-38.3% | $152,909-62.9% |
| Participation rate | 88.9% | 81.2%+7.7pp | 78.6%+10.3pp | 82.5%+6.4pp |
| Annual return | 23.70% | 89.28%-65.6pp | 69.04%-45.3pp | 345.46%-321.8pp |
| Employer contribution / active EE | $393 | $4,212-90.7% | $3,453-88.6% | $4,764-91.7% |
| Participant deferral / active EE | $6,100 | $6,366-4.2% | $5,924+3.0% | $5,851+4.2% |
| Admin fee / account holder | $839 | $10,521-92.0% | $7,744-89.2% | $11,601-92.8% |