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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,266 | $96,558-67.6% | $80,977-61.4% | $273,972-88.6% |
| Participation rate | 90.0% | 79.1%+10.9pp | 75.8%+14.2pp | 83.0%+7.0pp |
| Annual return | 7.53% | 15.14%-7.6pp | 17.11%-9.6pp | 41.46%-33.9pp |
| Employer contribution / active EE | $347 | $4,869-92.9% | $3,715-90.7% | $4,869-92.9% |
| Participant deferral / active EE | $4,276 | $6,598-35.2% | $5,696-24.9% | $5,287-19.1% |
| Admin fee / account holder | $3,094 | $7,493-58.7% | $5,517-43.9% | $10,133-69.5% |