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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,342 | $97,020-57.4% | $83,327-50.4% | $135,380-69.5% |
| Participation rate | 80.0% | 80.4%-0.4pp | 77.8%+2.2pp | 82.6%-2.6pp |
| Annual return | -7.48% | 12.31%-19.8pp | 10.64%-18.1pp | 519.81%-527.3pp |
| Employer contribution / active EE | $335 | $4,144-91.9% | $3,379-90.1% | $4,779-93.0% |
| Participant deferral / active EE | $4,980 | $5,964-16.5% | $5,565-10.5% | $5,609-11.2% |
| Admin fee / account holder | $4,923 | $8,426-41.6% | $7,540-34.7% | $10,828-54.5% |