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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,513 | $56,134-72.4% | $96,161-83.9% | $85,856-81.9% |
| Participation rate | 92.6% | 56.7%+35.9pp | 68.4%+24.1pp | 69.3%+23.3pp |
| Annual return | 13.04% | 42.30%-29.3pp | 192.01%-179.0pp | 318.58%-305.5pp |
| Employer contribution / active EE | $3,368 | $1,620+107.9% | $2,798+20.4% | $2,565+31.3% |
| Participant deferral / active EE | $711 | $2,858-75.1% | $4,349-83.7% | $3,952-82.0% |
| Admin fee / account holder | $1,063 | $3,769-71.8% | $5,538-80.8% | $6,261-83.0% |