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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,626 | $52,279-73.9% | $89,435-84.8% | $79,856-82.9% |
| Participation rate | 77.6% | 57.5%+20.0pp | 68.0%+9.6pp | 69.6%+7.9pp |
| Annual return | 16.72% | 22.16%-5.4pp | 245.55%-228.8pp | 31.71%-15.0pp |
| Employer contribution / active EE | $3,186 | $1,572+102.8% | $2,587+23.2% | $2,471+28.9% |
| Participant deferral / active EE | $719 | $2,740-73.8% | $3,890-81.5% | $3,741-80.8% |
| Admin fee / account holder | $373 | $3,356-88.9% | $4,884-92.4% | $5,306-93.0% |