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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,795 | $42,383-81.6% | $76,518-89.8% | $64,173-87.9% |
| Participation rate | 79.1% | 58.1%+20.9pp | 68.0%+11.1pp | 69.6%+9.5pp |
| Annual return | -7.61% | -16.54%+8.9pp | -0.27%-7.3pp | 7.63%-15.2pp |
| Employer contribution / active EE | $2,592 | $1,563+65.8% | $2,647-2.1% | $2,381+8.9% |
| Participant deferral / active EE | $933 | $2,566-63.6% | $3,836-75.7% | $3,470-73.1% |
| Admin fee / account holder | $362 | $3,198-88.7% | $4,849-92.5% | $4,887-92.6% |