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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,370 | $49,896-69.2% | $80,627-80.9% | $75,173-79.6% |
| Participation rate | 63.6% | 55.3%+8.3pp | 67.0%-3.4pp | 67.2%-3.6pp |
| Annual return | 17.72% | 34.67%-17.0pp | 936.76%-919.0pp | 160.72%-143.0pp |
| Employer contribution / active EE | $6,371 | $1,699+275.0% | $2,723+134.0% | $2,671+138.5% |
| Participant deferral / active EE | $866 | $2,992-71.1% | $4,443-80.5% | $4,126-79.0% |
| Admin fee / account holder | $837 | $3,578-76.6% | $5,381-84.4% | $5,651-85.2% |