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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,724 | $185,312-33.2% | $161,489-23.4% | $154,746-20.0% |
| Participation rate | 78.9% | 82.5%-3.5pp | 78.7%+0.3pp | 80.7%-1.8pp |
| Annual return | 18.33% | 103.84%-85.5pp | 89.72%-71.4pp | 172.34%-154.0pp |
| Employer contribution / active EE | $3,532 | $4,769-25.9% | $4,268-17.3% | $4,379-19.3% |
| Participant deferral / active EE | $7,792 | $6,350+22.7% | $5,630+38.4% | $6,730+15.8% |
| Admin fee / account holder | $5,758 | $18,654-69.1% | $16,006-64.0% | $14,365-59.9% |