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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,738 | $175,231-19.1% | $149,696-5.3% | $139,466+1.6% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 13.18% | 166.77%-153.6pp | 134.46%-121.3pp | 373.66%-360.5pp |
| Employer contribution / active EE | $3,156 | $5,478-42.4% | $4,821-34.5% | $4,754-33.6% |
| Participant deferral / active EE | $6,744 | $6,521+3.4% | $5,682+18.7% | $6,712+0.5% |
| Admin fee / account holder | $244 | $16,155-98.5% | $13,212-98.2% | $11,409-97.9% |