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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,622 | $183,592-34.3% | $155,574-22.5% | $145,877-17.3% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 9.38% | 61.37%-52.0pp | 64.87%-55.5pp | 551.28%-541.9pp |
| Employer contribution / active EE | $3,445 | $5,317-35.2% | $4,676-26.3% | $4,663-26.1% |
| Participant deferral / active EE | $8,542 | $6,466+32.1% | $5,629+51.7% | $6,691+27.7% |
| Admin fee / account holder | $1,541 | $19,316-92.0% | $15,914-90.3% | $13,402-88.5% |