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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,569 | $202,342-69.1% | $172,753-63.8% | $152,909-59.1% |
| Participation rate | 88.9% | 87.1%+1.8pp | 82.6%+6.2pp | 82.5%+6.4pp |
| Annual return | 20.41% | 1029.88%-1009.5pp | 803.00%-782.6pp | 345.46%-325.1pp |
| Employer contribution / active EE | $3,576 | $5,857-38.9% | $5,144-30.5% | $4,764-24.9% |
| Participant deferral / active EE | $9,647 | $5,948+62.2% | $5,198+85.6% | $5,851+64.9% |
| Admin fee / account holder | $2,118 | $17,112-87.6% | $13,956-84.8% | $11,601-81.7% |