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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,768 | $209,422-74.3% | $178,503-69.9% | $158,982-66.2% |
| Participation rate | 81.8% | 86.4%-4.5pp | 81.9%-0.1pp | 82.0%-0.1pp |
| Annual return | 14.17% | 188.81%-174.6pp | 151.12%-136.9pp | 302.99%-288.8pp |
| Employer contribution / active EE | $7,250 | $5,707+27.0% | $5,011+44.7% | $4,763+52.2% |
| Participant deferral / active EE | $7,893 | $5,955+32.5% | $5,202+51.7% | $5,983+31.9% |
| Admin fee / account holder | $2,307 | $17,079-86.5% | $13,987-83.5% | $11,252-79.5% |