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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,486 | $54,757-7.8% | $90,300-44.1% | $72,983-30.8% |
| Participation rate | 19.4% | 65.1%-45.8pp | 73.3%-53.9pp | 69.5%-50.1pp |
| Annual return | 24.21% | 30.63%-6.4pp | 78.11%-53.9pp | 81.01%-56.8pp |
| Employer contribution / active EE | $988 | $2,092-52.8% | $2,854-65.4% | $2,440-59.5% |
| Participant deferral / active EE | $2,304 | $2,887-20.2% | $3,884-40.7% | $3,608-36.1% |
| Admin fee / account holder | $311 | $3,972-92.2% | $5,353-94.2% | $5,124-93.9% |