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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,525 | $60,128-9.3% | $90,440-39.7% | $79,852-31.7% |
| Participation rate | 28.6% | 65.0%-36.4pp | 72.7%-44.1pp | 69.6%-41.1pp |
| Annual return | 10.98% | 71.95%-61.0pp | 1294.38%-1283.4pp | 31.72%-20.7pp |
| Employer contribution / active EE | $912 | $2,068-55.9% | $3,263-72.0% | $2,471-63.1% |
| Participant deferral / active EE | $1,940 | $2,939-34.0% | $3,964-51.1% | $3,740-48.1% |
| Admin fee / account holder | $753 | $3,977-81.1% | $5,615-86.6% | $5,306-85.8% |