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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,013 | $49,177-28.8% | $79,466-55.9% | $64,173-45.4% |
| Participation rate | 35.3% | 65.0%-29.7pp | 73.3%-38.1pp | 69.6%-34.3pp |
| Annual return | -7.72% | -1.16%-6.6pp | 718.28%-726.0pp | 7.63%-15.4pp |
| Employer contribution / active EE | $1,075 | $2,076-48.2% | $2,800-61.6% | $2,381-54.8% |
| Participant deferral / active EE | $2,356 | $2,821-16.5% | $3,704-36.4% | $3,470-32.1% |
| Admin fee / account holder | $1,258 | $3,839-67.2% | $5,104-75.4% | $4,887-74.3% |