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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,539 | $84,685-80.5% | $73,836-77.6% | $125,389-86.8% |
| Participation rate | 35.0% | 76.8%-41.8pp | 73.4%-38.4pp | 83.2%-48.2pp |
| Annual return | -3.54% | 3123.80%-3127.3pp | 2268.06%-2271.6pp | 282.24%-285.8pp |
| Employer contribution / active EE | $1,174 | $3,123-62.4% | $2,787-57.9% | $4,866-75.9% |
| Participant deferral / active EE | $3,077 | $3,993-22.9% | $3,583-14.1% | $5,352-42.5% |
| Admin fee / account holder | $635 | $5,694-88.8% | $4,882-87.0% | $9,541-93.3% |