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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,675 | $114,073-66.1% | $96,161-59.8% | $167,518-76.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 16.23% | 189.95%-173.7pp | 192.01%-175.8pp | 478.71%-462.5pp |
| Employer contribution / active EE | $2,951 | $3,428-13.9% | $2,798+5.5% | $4,838-39.0% |
| Participant deferral / active EE | $14,611 | $5,195+181.3% | $4,349+235.9% | $6,342+130.4% |
| Admin fee / account holder | $6,278 | $6,899-9.0% | $5,538+13.3% | $12,312-49.0% |