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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,043 | $96,388-51.2% | $80,627-41.7% | $139,466-66.3% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 18.78% | 1352.08%-1333.3pp | 936.76%-918.0pp | 373.66%-354.9pp |
| Employer contribution / active EE | $2,532 | $3,260-22.3% | $2,723-7.0% | $4,754-46.7% |
| Participant deferral / active EE | $11,520 | $5,224+120.5% | $4,443+159.3% | $6,712+71.6% |
| Admin fee / account holder | $5,611 | $6,603-15.0% | $5,381+4.3% | $11,409-50.8% |