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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,331 | $109,411-75.0% | $89,435-69.4% | $158,982-82.8% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 16.36% | 345.68%-329.3pp | 245.55%-229.2pp | 302.99%-286.6pp |
| Employer contribution / active EE | $1,615 | $3,173-49.1% | $2,587-37.6% | $4,763-66.1% |
| Participant deferral / active EE | $4,650 | $4,600+1.1% | $3,890+19.5% | $5,983-22.3% |
| Admin fee / account holder | $7,091 | $6,159+15.1% | $4,884+45.2% | $11,252-37.0% |