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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,070 | $104,937-88.5% | $84,628-85.7% | $152,897-92.1% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 27.91% | 373.88%-346.0pp | 258.80%-230.9pp | 345.43%-317.5pp |
| Employer contribution / active EE | $2,041 | $3,303-38.2% | $2,653-23.1% | $4,764-57.2% |
| Participant deferral / active EE | $7,001 | $4,690+49.3% | $3,900+79.5% | $5,851+19.7% |
| Admin fee / account holder | $877 | $6,243-86.0% | $4,914-82.2% | $11,599-92.4% |