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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,331 | $52,507-32.7% | $129,406-72.7% | $74,478-52.6% |
| Participation rate | 42.9% | 53.9%-11.1pp | 69.6%-26.8pp | 67.2%-24.4pp |
| Annual return | 14.77% | 15.64%-0.9pp | 9468.18%-9453.4pp | 1370.56%-1355.8pp |
| Employer contribution / active EE | $1,082 | $1,534-29.5% | $4,155-74.0% | $2,626-58.8% |
| Participant deferral / active EE | $2,412 | $2,801-13.9% | $4,167-42.1% | $4,350-44.6% |
| Admin fee / account holder | $1,838 | $2,639-30.4% | $7,689-76.1% | $1,946-5.5% |