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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,331 | $52,450-32.6% | $129,339-72.7% | $74,400-52.5% |
| Participation rate | 42.9% | 53.8%-11.0pp | 69.6%-26.8pp | 67.2%-24.4pp |
| Annual return | 14.77% | 15.65%-0.9pp | 9437.05%-9422.3pp | 1367.51%-1352.7pp |
| Employer contribution / active EE | $1,082 | $1,532-29.4% | $4,154-74.0% | $2,624-58.8% |
| Participant deferral / active EE | $2,412 | $2,797-13.8% | $4,170-42.2% | $4,348-44.5% |
| Admin fee / account holder | $1,838 | $2,636-30.3% | $7,668-76.0% | $1,944-5.4% |