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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,017 | $48,432-44.2% | $121,169-77.7% | $71,495-62.2% |
| Participation rate | 42.9% | 54.3%-11.5pp | 69.5%-26.7pp | 67.9%-25.1pp |
| Annual return | 16.74% | 23.28%-6.5pp | 986.71%-970.0pp | 28.85%-12.1pp |
| Employer contribution / active EE | $1,165 | $1,493-22.0% | $4,168-72.0% | $2,589-55.0% |
| Participant deferral / active EE | $2,485 | $2,756-9.8% | $4,083-39.1% | $4,291-42.1% |
| Admin fee / account holder | $889 | $1,845-51.8% | $5,645-84.2% | $1,588-44.0% |