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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,588 | $99,079-17.7% | $78,002+4.6% | $273,972-70.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.5%+24.5pp | 83.0%+17.0pp |
| Annual return | 11.03% | 217.93%-206.9pp | 425.99%-415.0pp | 41.46%-30.4pp |
| Employer contribution / active EE | $16,594 | $3,308+401.7% | $2,470+571.8% | $4,869+240.8% |
| Participant deferral / active EE | $11,837 | $4,306+174.9% | $3,497+238.5% | $5,287+123.9% |
| Admin fee / account holder | $7,318 | $8,954-18.3% | $5,481+33.5% | $10,133-27.8% |