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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,167 | $125,184+72.7% | $105,607+104.7% | $145,884+48.2% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 20.39% | 225.00%-204.6pp | 116.11%-95.7pp | 551.85%-531.5pp |
| Employer contribution / active EE | $7,616 | $3,720+104.7% | $3,167+140.5% | $4,662+63.4% |
| Participant deferral / active EE | $14,948 | $5,714+161.6% | $5,011+198.3% | $6,690+123.4% |
| Admin fee / account holder | $2,882 | $17,133-83.2% | $10,958-73.7% | $13,392-78.5% |